diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/ComparisonServiceImpl.java b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/ComparisonServiceImpl.java
index f95aa4d..7996f23 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/ComparisonServiceImpl.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/ComparisonServiceImpl.java
@@ -1,8 +1,10 @@
 package go.kr.project.carInspectionPenalty.registration.service.impl;
 
+import egovframework.util.SessionUtil;
 import go.kr.project.carInspectionPenalty.registration.model.CarFfnlgTrgtVO;
 import go.kr.project.carInspectionPenalty.registration.service.ComparisonService;
 import go.kr.project.carInspectionPenalty.registration.service.impl.delay_checker.*;
+import go.kr.project.login.model.LoginUserVO;
 import lombok.RequiredArgsConstructor;
 import lombok.extern.slf4j.Slf4j;
 import org.egovframe.rte.fdl.cmmn.EgovAbstractServiceImpl;
@@ -49,50 +51,54 @@ public class ComparisonServiceImpl extends EgovAbstractServiceImpl implements Co
         String vhclno = existingData.getVhclno();
         log.info("========== 비교 로직 시작: {} ==========", vhclno);
 
+        // ========== 세션에서 사용자 정보 조회 ==========
+        LoginUserVO userInfo = SessionUtil.getLoginUser();
+        String userOrgCd = userInfo != null ? userInfo.getOrgCd() : null;
+
         // ========== 1. 상품용 체크 - api-1번호출.소유자명.contains("상품용") ==========
-        String productUseResult = productUseChecker.check(existingData);
+        String productUseResult = productUseChecker.check(existingData, userOrgCd);
         if (productUseResult != null) {
             log.info("========== 비교 로직 종료 (상품용): {} ==========", vhclno);
             return productUseResult;
         }
 
         // ========== 2. 상품용 체크 - api-1번호출.소유자명.contains("상품용-변경등록") ==========
-        String productUseChangeResult = productUseChnageChecker.check(existingData);
+        String productUseChangeResult = productUseChnageChecker.check(existingData, userOrgCd);
         if (productUseChangeResult != null) {
             log.info("========== 비교 로직 종료 (상품용-변경등록): {} ==========", vhclno);
             return productUseChangeResult;
         }
 
         // ========== 3. 내사종결 체크 - 명의이전 이전소유자 상품용, 31일 이내 ==========
-        String investigationClosedByProductResult = productCloseWithin31Checker.check(existingData);
+        String investigationClosedByProductResult = productCloseWithin31Checker.check(existingData, userOrgCd);
         if (investigationClosedByProductResult != null) {
             log.info("========== 비교 로직 종료 (내사종결 - 명의이전 이전소유자 상품용, 31일 이내): {} ==========", vhclno);
             return investigationClosedByProductResult;
         }
 
         // ========== 4. 내사종결 체크 - 명의이전, 31일 이내 ==========
-        String investigationClosedByOwnerChangeResult = ownerCloseWithin31Checker.check(existingData);
+        String investigationClosedByOwnerChangeResult = ownerCloseWithin31Checker.check(existingData, userOrgCd);
         if (investigationClosedByOwnerChangeResult != null) {
             log.info("========== 비교 로직 종료 (내사종결 - 명의이전, 31일 이내): {} ==========", vhclno);
             return investigationClosedByOwnerChangeResult;
         }
 
         // ========== 5. 날짜 수정 후 부과 체크 - 명의이전 이전소유자 상품용, 31일 초과 ==========
-        String dateModifiedLevyByProductResult = productLevyOver31Checker.check(existingData);
+        String dateModifiedLevyByProductResult = productLevyOver31Checker.check(existingData, userOrgCd);
         if (dateModifiedLevyByProductResult != null) {
             log.info("========== 비교 로직 종료 (날짜 수정 후 부과 - 명의이전 이전소유자, 31일 초과): {} ==========", vhclno);
             return dateModifiedLevyByProductResult;
         }
 
         // ========== 6. 날짜 수정 후 부과 체크 - 명의이전, 31일 초과 ==========
-        String dateModifiedLevyByOwnerChangeOverResult = ownerLevyOver31Checker.check(existingData);
+        String dateModifiedLevyByOwnerChangeOverResult = ownerLevyOver31Checker.check(existingData, userOrgCd);
         if (dateModifiedLevyByOwnerChangeOverResult != null) {
             log.info("========== 비교 로직 종료 (날짜 수정 후 부과 - 명의이전, 31일 초과): {} ==========", vhclno);
             return dateModifiedLevyByOwnerChangeOverResult;
         }
 
         // ========== 7. 이첩 체크 ==========
-        String transferResult = transferCase115DayChecker.check(existingData);
+        String transferResult = transferCase115DayChecker.check(existingData, userOrgCd);
         if (transferResult != null) {
             log.info("========== 비교 로직 종료 (이첩): {} ==========", vhclno);
             return transferResult;
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ComparisonChecker.java b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ComparisonChecker.java
index 790f99e..dcd15a9 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ComparisonChecker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ComparisonChecker.java
@@ -13,7 +13,8 @@ public interface ComparisonChecker {
      * 비교 로직 실행
      *
      * @param existingData 과태료 대상 데이터
+     * @param userOrgCd 사용자 조직코드
      * @return 처리상태코드 또는 null (미적용)
      */
-    String check(CarFfnlgTrgtVO existingData);
+    String check(CarFfnlgTrgtVO existingData, String userOrgCd);
 }
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/OwnerCloseWithin31Checker.java b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/OwnerCloseWithin31Checker.java
index 360b38a..37b9efa 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/OwnerCloseWithin31Checker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/OwnerCloseWithin31Checker.java
@@ -36,7 +36,7 @@ public class OwnerCloseWithin31Checker extends AbstractComparisonChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtVO existingData) {
+    public String check(CarFfnlgTrgtVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
         String inspYmd = existingData.getInspYmd();
         String vldPrdExpryYmd = existingData.getVldPrdExpryYmd();
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/OwnerLevyOver31Checker.java b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/OwnerLevyOver31Checker.java
index 0efd81a..7ad9b7d 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/OwnerLevyOver31Checker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/OwnerLevyOver31Checker.java
@@ -36,7 +36,7 @@ public class OwnerLevyOver31Checker extends AbstractComparisonChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtVO existingData) {
+    public String check(CarFfnlgTrgtVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
         String inspYmd = existingData.getInspYmd();
         String vldPrdExpryYmd = existingData.getVldPrdExpryYmd();
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductCloseWithin31Checker.java b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductCloseWithin31Checker.java
index 1413c4d..e74305a 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductCloseWithin31Checker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductCloseWithin31Checker.java
@@ -36,7 +36,7 @@ public class ProductCloseWithin31Checker extends AbstractComparisonChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtVO existingData) {
+    public String check(CarFfnlgTrgtVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
         String inspYmd = existingData.getInspYmd();
         String vldPrdExpryYmd = existingData.getVldPrdExpryYmd();
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductLevyOver31Checker.java b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductLevyOver31Checker.java
index f3887db..afb6426 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductLevyOver31Checker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductLevyOver31Checker.java
@@ -36,7 +36,7 @@ public class ProductLevyOver31Checker extends AbstractComparisonChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtVO existingData) {
+    public String check(CarFfnlgTrgtVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
         String inspYmd = existingData.getInspYmd();
         String vldPrdExpryYmd = existingData.getVldPrdExpryYmd();
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductUseChecker.java b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductUseChecker.java
index 6af3203..5ab6b9e 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductUseChecker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductUseChecker.java
@@ -36,7 +36,7 @@ public class ProductUseChecker extends AbstractComparisonChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtVO existingData) {
+    public String check(CarFfnlgTrgtVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
         String inspYmd = existingData.getInspYmd();
         String vldPrdExpryYmd = existingData.getVldPrdExpryYmd();
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductUseChnageChecker.java b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductUseChnageChecker.java
index 99b62eb..6437e1e 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductUseChnageChecker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/ProductUseChnageChecker.java
@@ -36,7 +36,7 @@ public class ProductUseChnageChecker extends AbstractComparisonChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtVO existingData) {
+    public String check(CarFfnlgTrgtVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
         String inspYmd = existingData.getInspYmd();
         String vldPrdExpryYmd = existingData.getVldPrdExpryYmd();
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/TransferCase115DayChecker.java b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/TransferCase115DayChecker.java
index 880a260..c68de34 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/TransferCase115DayChecker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registration/service/impl/delay_checker/TransferCase115DayChecker.java
@@ -3,7 +3,6 @@ package go.kr.project.carInspectionPenalty.registration.service.impl.delay_check
 import egovframework.constant.TaskPrcsSttsConstants;
 import egovframework.exception.MessageException;
 import egovframework.util.DateUtil;
-import egovframework.util.SessionUtil;
 import go.kr.project.api.model.request.NewBasicRequest;
 import go.kr.project.api.model.response.NewBasicResponse;
 import go.kr.project.api.service.ExternalVehicleApiService;
@@ -12,7 +11,6 @@ import go.kr.project.api.service.VmisCarLedgerFrmbkLogService;
 import go.kr.project.carInspectionPenalty.registration.mapper.CarFfnlgTrgtMapper;
 import go.kr.project.carInspectionPenalty.registration.model.CarFfnlgTrgtVO;
 import go.kr.project.carInspectionPenalty.registration.service.impl.ComparisonRemarkBuilder;
-import go.kr.project.login.model.LoginUserVO;
 import lombok.extern.slf4j.Slf4j;
 import org.springframework.stereotype.Component;
 
@@ -35,7 +33,7 @@ public class TransferCase115DayChecker extends AbstractComparisonChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtVO existingData) {
+    public String check(CarFfnlgTrgtVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
 
         try {
@@ -93,16 +91,14 @@ public class TransferCase115DayChecker extends AbstractComparisonChecker {
                 return null;
             }
 
-            // 세션에서 사용자 정보 조회
-            LoginUserVO userInfo = SessionUtil.getLoginUser();
-            if (userInfo == null || userInfo.getOrgCd() == null) {
+            // 사용자 조직코드 유효성 검사
+            if (userOrgCd == null) {
                 log.debug("[{}] 사용자 정보 없음", transferType);
                 return null;
             }
 
             // 법정동코드 앞 4자리 vs 사용자 조직코드 앞 4자리 비교
             String legalDong4 = usgsrhldStdgCd.substring(0, 4);
-            String userOrgCd = userInfo.getOrgCd();
             String userOrg4 = userOrgCd.length() >= 4 ? userOrgCd.substring(0, 4) : userOrgCd;
 
             if (legalDong4.equals(userOrg4)) {
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/ComparisonOmServiceImpl.java b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/ComparisonOmServiceImpl.java
index 14124ef..b20c7f3 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/ComparisonOmServiceImpl.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/ComparisonOmServiceImpl.java
@@ -1,8 +1,10 @@
 package go.kr.project.carInspectionPenalty.registrationOm.service.impl;
 
+import egovframework.util.SessionUtil;
 import go.kr.project.carInspectionPenalty.registrationOm.model.CarFfnlgTrgtIncmpVO;
 import go.kr.project.carInspectionPenalty.registrationOm.service.ComparisonOmService;
 import go.kr.project.carInspectionPenalty.registrationOm.service.impl.om_checker.*;
+import go.kr.project.login.model.LoginUserVO;
 import lombok.RequiredArgsConstructor;
 import lombok.extern.slf4j.Slf4j;
 import org.egovframe.rte.fdl.cmmn.EgovAbstractServiceImpl;
@@ -35,22 +37,26 @@ public class ComparisonOmServiceImpl extends EgovAbstractServiceImpl implements
         String levyCrtrYmd = existingData.getLevyCrtrYmd();
         log.info("========== 미필 비교 로직 시작: {}, 부과일자: {} ==========", vhclno, levyCrtrYmd);
 
+        // ========== 세션에서 사용자 정보 조회 ==========
+        LoginUserVO userInfo = SessionUtil.getLoginUser();
+        String userOrgCd = userInfo != null ? userInfo.getOrgCd() : null;
+
         // ========== 1. 상품용 체크 - api-1번호출.소유자명.contains("상품용") ==========
-        String productUseResult = productUseOmChecker.check(existingData);
+        String productUseResult = productUseOmChecker.check(existingData, userOrgCd);
         if (productUseResult != null) {
             log.info("========== 미필 비교 로직 종료 (상품용): {} ==========", vhclno);
             return productUseResult;
         }
 
         // ========== 2. 명의이전 소유자 확인 (검사유효기간 종료일 이후 명의이전) ==========
-        String ownerTransferResult = ownerTransferOmChecker.check(existingData);
+        String ownerTransferResult = ownerTransferOmChecker.check(existingData, userOrgCd);
         if (ownerTransferResult != null) {
             log.info("========== 미필 비교 로직 종료 (명의이전 소유자 확인): {} ==========", vhclno);
             return ownerTransferResult;
         }
 
         // ========== 3. 이첩 체크 ==========
-        String transferResult = transferOmChecker.check(existingData);
+        String transferResult = transferOmChecker.check(existingData, userOrgCd);
         if (transferResult != null) {
             log.info("========== 미필 비교 로직 종료 (이첩): {} ==========", vhclno);
             return transferResult;
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/ComparisonOmChecker.java b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/ComparisonOmChecker.java
index ed7edd4..b412e49 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/ComparisonOmChecker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/ComparisonOmChecker.java
@@ -14,7 +14,8 @@ public interface ComparisonOmChecker {
      * 비교 로직 실행
      *
      * @param existingData 과태료 대상 미필 데이터 (levyCrtrYmd 포함)
+     * @param userOrgCd 사용자 조직코드
      * @return 처리상태코드 또는 null (미적용)
      */
-    String check(CarFfnlgTrgtIncmpVO existingData);
+    String check(CarFfnlgTrgtIncmpVO existingData, String userOrgCd);
 }
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/OwnerTransferOmChecker.java b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/OwnerTransferOmChecker.java
index afbcc8d..626dde6 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/OwnerTransferOmChecker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/OwnerTransferOmChecker.java
@@ -52,7 +52,7 @@ public class OwnerTransferOmChecker extends AbstractComparisonOmChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtIncmpVO existingData) {
+    public String check(CarFfnlgTrgtIncmpVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
         String levyCrtrYmd = existingData.getLevyCrtrYmd();  // 미필: 검사유효기간 종료일 + 146일
         String inspVldPrd = existingData.getInspVldPrd();    // 검사유효기간
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/ProductUseOmChecker.java b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/ProductUseOmChecker.java
index dff0959..eda9896 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/ProductUseOmChecker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/ProductUseOmChecker.java
@@ -53,7 +53,7 @@ public class ProductUseOmChecker extends AbstractComparisonOmChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtIncmpVO existingData) {
+    public String check(CarFfnlgTrgtIncmpVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
         String levyCrtrYmd = existingData.getLevyCrtrYmd();  // 미필: 검사유효기간 종료일 + 146일
         String inspVldPrd = existingData.getInspVldPrd();    // 검사유효기간
diff --git a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/TransferOmChecker.java b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/TransferOmChecker.java
index 52e3113..a656767 100644
--- a/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/TransferOmChecker.java
+++ b/src/main/java/go/kr/project/carInspectionPenalty/registrationOm/service/impl/om_checker/TransferOmChecker.java
@@ -3,7 +3,6 @@ package go.kr.project.carInspectionPenalty.registrationOm.service.impl.om_checke
 import egovframework.constant.TaskPrcsSttsConstants;
 import egovframework.exception.MessageException;
 import egovframework.util.DateUtil;
-import egovframework.util.SessionUtil;
 import go.kr.project.api.model.request.NewBasicRequest;
 import go.kr.project.api.model.response.NewBasicResponse;
 import go.kr.project.api.service.ExternalVehicleApiService;
@@ -12,7 +11,6 @@ import go.kr.project.api.service.VmisCarLedgerFrmbkLogService;
 import go.kr.project.carInspectionPenalty.registrationOm.mapper.CarFfnlgTrgtIncmpMapper;
 import go.kr.project.carInspectionPenalty.registrationOm.model.CarFfnlgTrgtIncmpVO;
 import go.kr.project.carInspectionPenalty.registrationOm.service.impl.ComparisonOmRemarkBuilder;
-import go.kr.project.login.model.LoginUserVO;
 import lombok.extern.slf4j.Slf4j;
 import org.springframework.stereotype.Component;
 
@@ -46,7 +44,7 @@ public class TransferOmChecker extends AbstractComparisonOmChecker {
     }
 
     @Override
-    public String check(CarFfnlgTrgtIncmpVO existingData) {
+    public String check(CarFfnlgTrgtIncmpVO existingData, String userOrgCd) {
         String vhclno = existingData.getVhclno();
 
         try {
@@ -150,16 +148,14 @@ public class TransferOmChecker extends AbstractComparisonOmChecker {
                 return null;
             }
 
-            // 세션에서 사용자 정보 조회
-            LoginUserVO userInfo = SessionUtil.getLoginUser();
-            if (userInfo == null || userInfo.getOrgCd() == null) {
+            // 사용자 조직코드 유효성 검사
+            if (userOrgCd == null) {
                 log.info("[이첩-미필] 사용자 정보 없음");
                 return null;
             }
 
             // 법정동코드 앞 4자리 vs 사용자 조직코드 앞 4자리 비교
             String legalDong4 = step1UsgsrhldStdgCd.substring(0, 4);
-            String userOrgCd = userInfo.getOrgCd();
             String userOrg4 = userOrgCd.length() >= 4 ? userOrgCd.substring(0, 4) : userOrgCd;
 
             if (legalDong4.equals(userOrg4)) {