diff --git a/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java b/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java
index 36f03231..0ecf90b3 100644
--- a/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java
+++ b/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java
@@ -148,8 +148,13 @@ public class PayerBean extends AbstractComponent {
 		payer.setRtpyrNm(basicInfo.getMber_nm());
 		payer.setRtpyrTelno(basicInfo.getTelno());
 		payer.setRoadNmCd(basicInfo.getUse_strnghld_road_nm_code());
-		payer.setUdgdSeCd(basicInfo.getUsgsrhld_undgrnd_buld_se_code());
-		String str = basicInfo.getUse_strnghld_buld_main_no();
+		String str = basicInfo.getUsgsrhld_undgrnd_buld_se_code();
+		if (str.equals("")) {
+			payer.setUdgdSeCd("0");
+		} else {
+			payer.setUdgdSeCd(basicInfo.getUsgsrhld_undgrnd_buld_se_code());
+		}
+		str = basicInfo.getUse_strnghld_buld_main_no();
 		if (!isEmpty(str))
 			payer.setBmno(toInt(str));
 		str = basicInfo.getUse_strnghld_buld_sub_no();