diff --git a/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java b/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java
index 1d369950..cb5c7352 100644
--- a/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java
+++ b/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java
@@ -277,6 +277,8 @@ public class PayerBean extends AbstractBean {
 			payer.setRtpyrMblTelno(telno);
 		else
 			payer.setRtpyrTelno(telno);
+
+		//주소 세팅
 		String use_strnghld_road_nm_code = basicInfo.getUse_strnghld_road_nm_code();
 		payer.setRoadNmCd(use_strnghld_road_nm_code);
 		payer.setUdgdSeCd(ifEmpty(basicInfo.getUsgsrhld_undgrnd_buld_se_code(), "0"));
@@ -294,8 +296,6 @@ public class PayerBean extends AbstractBean {
 		if (!isEmpty(str = basicInfo.getUse_strnghld_ho()))
 			payer.setSno(toInt(str));
 
-		//주소 세팅
-		payer.setWholAddr(basicInfo.getUsgsrhld_adres_full());
 		if (!isEmpty(zipCode))
 			payer.setZip(zipCode);
 		if (!isEmpty(use_strnghld_road_nm_code)
@@ -316,11 +316,22 @@ public class PayerBean extends AbstractBean {
 				payer.setWholAddr(road_nm_adres + ", " + str);
 			else
 				payer.setWholAddr(road_nm_adres);
+		} else {
+			String detailAddress = basicInfo.getUse_strnghld_adres_nm();
+			String fullAddress = basicInfo.getUsgsrhld_adres_full();
+			if (!isEmpty(detailAddress)) {
+				String roadAddress = blankIfEmpty(fullAddress).replace(", " + detailAddress, "");
+				payer.setAddr(roadAddress);
+				payer.setDtlAddr(detailAddress);
+				payer.setWholAddr(fullAddress);
+			}
 		}
 		if (isEmpty(payer.getRtpyrNo()))
 			return payer;
 
-        Payer result = create(payer) ? payer : getPayerAddrInfo(payer);
+        Payer result = create(payer) ?
+        	payer :
+        	getPayerAddrInfo(payer);
 
         if (result != null)
 			result.setVehicleInfo(basicInfo);