diff --git a/src/main/java/cokr/xit/fims/cmmn/hwp/format/SvbtcList.java b/src/main/java/cokr/xit/fims/cmmn/hwp/format/SvbtcList.java
index 102d7bd2..d7876faf 100644
--- a/src/main/java/cokr/xit/fims/cmmn/hwp/format/SvbtcList.java
+++ b/src/main/java/cokr/xit/fims/cmmn/hwp/format/SvbtcList.java
@@ -14,6 +14,7 @@ import cokr.xit.applib.Print;
 import cokr.xit.applib.hwp.OffcsCellFinder;
 import cokr.xit.applib.hwp.format.HWPFormat;
 import cokr.xit.fims.cmmn.FimsPrintOption;
+import cokr.xit.foundation.Assert;
 import cokr.xit.foundation.data.DataObject;
 import kr.dogfoot.hwplib.object.bodytext.control.table.Cell;
 import kr.dogfoot.hwplib.object.bodytext.paragraph.Paragraph;
@@ -44,8 +45,10 @@ public class SvbtcList extends HWPFormat {
 
 	@Override
 	public void runAsWriter() {
+		DataObject info = !Assert.isEmpty(data) ? data.get(0) : null;
+		if (info == null) return;
 
-		String offcsFilePath = EgovStringUtil.null2void(data.get(0).string("OFFCS_FILE_PATH"));
+		String offcsFilePath = EgovStringUtil.null2void(info.string("OFFCS_FILE_PATH"));
 		if(!offcsFilePath.isEmpty()) {
 			File offcsFile = new File(offcsFilePath);
 			if(!offcsFile.exists()) {
@@ -62,12 +65,12 @@ public class SvbtcList extends HWPFormat {
 			}
 		}
 
-		writer.setValue("문서번호", data.get(0).string("INPUT_DOC_NO"));
-		writer.setValue("제목", data.get(0).string("INPUT_TTL_NM"));
-		writer.setValue("공고기간", data.get(0).string("INPUT_SVBTC_DATE"));
-		writer.setValue("기관장", data.get(0).string("INST_LEADER"));
-		writer.setValue("부서명", data.get(0).string("SGG_DEPT_NM"));
-		writer.setValue("부서전화번호", "☎" + data.get(0).string("DEPT_TELNO"));
+		writer.setValue("문서번호", info.string("INPUT_DOC_NO"));
+		writer.setValue("제목", info.string("INPUT_TTL_NM"));
+		writer.setValue("공고기간", info.string("INPUT_SVBTC_DATE"));
+		writer.setValue("기관장", info.string("INST_LEADER"));
+		writer.setValue("부서명", info.string("SGG_DEPT_NM"));
+		writer.setValue("부서전화번호", "☎" + info.string("DEPT_TELNO"));
 
 
 		List<DataObject> list = IntStream.rangeClosed(1, this.data.size()).boxed().map(i -> {
@@ -85,7 +88,4 @@ public class SvbtcList extends HWPFormat {
 		writer.table(2, 2, 2).setValues(list);
 
 	}
-
-
-
 }
diff --git a/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java b/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java
index 8fc8527f..1d369950 100644
--- a/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java
+++ b/src/main/java/cokr/xit/fims/payer/service/bean/PayerBean.java
@@ -273,7 +273,7 @@ public class PayerBean extends AbstractBean {
 
 		payer.setRtpyrNm(basicInfo.getMber_nm());
 		String telno = basicInfo.getTelno();
-		if (telno.startsWith("010"))
+		if (!isEmpty(telno) && telno.startsWith("010"))
 			payer.setRtpyrMblTelno(telno);
 		else
 			payer.setRtpyrTelno(telno);