diff --git a/src/main/java/cokr/xit/fims/nxrp/service/bean/SnisBean.java b/src/main/java/cokr/xit/fims/nxrp/service/bean/SnisBean.java
index 24921d96..3c0688e0 100644
--- a/src/main/java/cokr/xit/fims/nxrp/service/bean/SnisBean.java
+++ b/src/main/java/cokr/xit/fims/nxrp/service/bean/SnisBean.java
@@ -185,7 +185,13 @@ public class SnisBean extends ScheduledBean {
 		getters.forEach((bank, account) -> {
 			if (setters.isEmpty()) return;
 
-			setters.remove(0).accept(bank, account.get().replace("-", ""));
+			BiConsumer<String, String> setter = setters.remove(0);
+			if (setter == null) return;
+
+			String str = account != null ? account.get() : null;
+			if (isEmpty(str)) return;
+
+			setter.accept(bank, str.replace("-", ""));
 		});
 	}